Protecting the Things That Make Your House a Home.
Your home is more than bricks and mortar, it's where you keep the possessions you've worked hard for. Contents Insurance is designed to help protect your personal belongings against insured events such as theft, fire, flood and accidental damage (where included), subject to the policy's terms, conditions and exclusions.
What It May Cover
Depending on the insurer and policy chosen, cover may include:
- Furniture, sofas and beds.
- Carpets and rugs not permanently fitted.
- Clothing and footwear.
- Televisions, computers and electronic devices.
- Jewellery, watches and valuables (subject to policy limits).
- Personal possessions generally.
Why You Might Need It
Many people underestimate the total value of everything they own. If belongings were damaged by fire, stolen, or affected by flooding, replacing them all could cost many thousands of pounds. Even if a landlord insures the building, their policy will not usually cover a tenant's personal belongings.
How We Can Help
- Taking time to understand your insurance needs.
- Helping you estimate the value of your belongings.
- Explaining how Contents Insurance works.
- Searching a range of leading UK insurers.
- Comparing policy features, benefits and premiums.
- Explaining policy terms, limits and exclusions.
- Discussing optional extras that may suit your circumstances.
Frequently Asked Questions
Yes, a landlord will usually insure the building but not a tenant's personal belongings.
Buildings Insurance covers the structure of your property; Contents Insurance covers your personal belongings inside it. Many homeowners arrange both. Learn more →
Some policies include it as standard, others offer it as an optional extra, we'll explain the options available.