Protecting Your Home, Your Income and the People Who Matter Most.
We all insure our cars and our homes, but many people overlook the financial consequences of illness, injury or death. Protection isn't an add-on to your mortgage, it deserves its own careful consideration.
Your Financial Protection Plan
Each type of protection is designed to help with a different risk. Many clients choose a combination to build a more complete safety net.
| Protection Product | Pays a Lump Sum | Pays a Regular Income | Covers Death | Covers Serious Illness | Covers Loss of Income |
|---|---|---|---|---|---|
| Life Insurance | ✔ | ✘ | ✔ | ✘ | ✘ |
| Family Income Benefit | ✘ | ✔ | ✔ | ✘ | ✘ |
| Critical Illness Cover | ✔ | ✘ | ✘ | ✔ | ✘ |
| Income Protection | ✘ | ✔ | ✘ | ✘ | ✔ |
Life Insurance
A lump sum for your loved ones if you pass away during the policy term, which could help repay your mortgage and support your family.
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Critical Illness Cover
A tax-free lump sum if you're diagnosed with a specified serious illness covered by your policy.
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Income Protection
A regular monthly income if illness or injury prevents you from working, helping you meet your commitments.
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Family Income Benefit
A regular income for your family, rather than a lump sum, if you pass away during the policy term.
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Why Protection May Matter to You
Life is unpredictable. While we can't prevent unexpected events, we can prepare financially for them. The right protection can help pay off your mortgage, replace lost income, cover household bills and reduce financial pressure during a difficult time.
During our consultation, we'll discuss your mortgage, income, family responsibilities and existing cover before we recommend protection suited to your circumstances and budget, never more than you need.
Make an EnquiryProtecting Your Property Too
Alongside personal protection, we can also help you arrange Home and Landlord Insurance.
Home Insurance
Protecting your property and belongings against life's unexpected events.
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Building and Contents Insurance
Combined cover for the structure of your home and everything inside it.
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Landlords Insurance
Specialist cover reflecting the risks of letting a residential property.
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