Helping Council and Housing Association Tenants Become Homeowners.
If you are a council or eligible housing association tenant, you may be able to purchase your home through a Government-backed home ownership scheme. Harpreet provides personalised mortgage advice and searches a wide range of UK lenders, including those who consider applications under home ownership schemes.
How We Can Help
- Explaining how the relevant scheme works.
- Helping you understand eligibility requirements.
- Assessing your affordability and borrowing requirements.
- Explaining how any available discount may be used, subject to lender criteria.
- Searching a wide range of UK lenders experienced in Right to Buy / Right to Acquire mortgages.
- Helping you obtain an Agreement in Principle.
- Managing your application from submission through to completion.
- Liaising with your lender, solicitor, local authority or housing association.
Home Ownership Schemes for Social Housing Tenants
There are a number of home ownership schemes available to eligible social housing tenants throughout the UK. The scheme available to you will depend on where your property is located, your landlord and your individual circumstances.
The most common schemes include:
Right to Buy
The Right to Buy scheme enables many eligible council tenants in England to purchase their home at a discounted price, subject to Government rules and eligibility criteria.
Right to Acquire
The Right to Acquire scheme helps eligible housing association tenants purchase their home at a discounted price, provided both the tenant and the property meet the scheme's eligibility requirements.
The availability of these and other home ownership schemes varies throughout the UK and is subject to Government policy and eligibility criteria. As part of our service, we will explain the scheme that applies to your circumstances, discuss your mortgage options and guide you through the buying process.
Why Choose Us?
Whole of Market
We search a wide range of UK mortgage lenders rather than recommending the same solution to every client.
Personal & Friendly
Advice tailored to your individual circumstances, with clear communication and no unnecessary jargon.
Support Throughout
From your initial enquiry through to completion, and ongoing assistance afterwards.
Protecting Your New Home
Becoming a homeowner is a big step. We can also advise on:
Our Service Includes
- Searching a wide range of UK lenders.
- Identifying lenders whose criteria may suit your circumstances.
- Explaining the mortgage process in straightforward language.
- Managing your application from start to finish.
- Working closely with housing associations, solicitors and lenders to help keep your purchase progressing smoothly.