Terms of Use
Last updated: [date to be confirmed]
About This Website
This website is operated by Harpreet Oberoi, trading as Oberoi Universal Financial Consulting Services. Mortgage and protection advice is provided through Just Mortgages, a trading name of Just Mortgages Direct Limited, which is an appointed representative of The Openwork Partnership, authorised and regulated by the Financial Conduct Authority. Full regulatory information is available in the website footer.
General Information Only
The content of this website is provided for general information purposes only and does not constitute personalised mortgage, protection or insurance advice. You should not rely on any content on this website as a substitute for a full consultation, during which your individual circumstances will be assessed.
Accuracy of Information
While we aim to keep information on this website accurate and up to date, mortgage and protection products, rates and lending criteria change regularly. Please contact us to confirm current information relevant to your circumstances.
Intellectual Property
Unless otherwise stated, the content of this website, including text, images and the Oberoi Universal Financial Consulting Services logo, is the property of Harpreet Oberoi and may not be reproduced without permission.
Contact Us
If you have questions about these Terms of Use, please contact us at harpreet.oberoi@oufcs.co.uk.