Privacy Policy

Last updated: [date to be confirmed]

This is a placeholder Privacy Policy provided as a starting point. It should be reviewed and finalised by Harpreet Oberoi and, where appropriate, a qualified compliance or legal adviser before the website goes live, to ensure it accurately reflects data handling practices under the UK GDPR and Data Protection Act 2018.

Who We Are

This website is operated by Harpreet Oberoi, trading as Oberoi Universal Financial Consulting Services. Mortgage and protection advice is provided through Just Mortgages, a trading name of Just Mortgages Direct Limited, which is an appointed representative of The Openwork Partnership. Full regulatory details are set out in the footer of this website.

What Information We Collect

When you contact us through this website, we may collect information such as your name, email address, telephone number and the details of your enquiry, provided through our contact form. We do not knowingly collect sensitive financial information such as full bank account or card details through the website.

How We Use Your Information

We use the information you provide to respond to your enquiry, arrange a consultation, and provide mortgage, protection or insurance advice where you choose to proceed. We will not use your information for marketing purposes without your consent.

How We Store Your Information

[Placeholder: confirm how enquiry data is stored, for how long, and what systems are used, e.g. email, CRM software.]

Sharing Your Information

Where you proceed with an application, your information may be shared with relevant lenders, insurers, product providers and The Openwork Partnership as necessary to provide advice and arrange products on your behalf.

Your Rights

Under UK data protection law, you have rights including the right to access, correct or request deletion of your personal information. To exercise these rights, please contact us using the details on our Contact page.

Cookies

This website uses cookies. Please see our Cookie Policy for further details.

Contact Us

If you have questions about this Privacy Policy, please contact us at harpreet.oberoi@oufcs.co.uk.