Could You Save Money by Remortgaging?
Whether your current deal is ending, you want to reduce your monthly repayments, raise funds for home improvements, or consolidate borrowing where appropriate, remortgaging could help. Many homeowners simply move onto their lender's Standard Variable Rate (SVR) when their deal ends, which can mean higher repayments than necessary.
What Is a Remortgage?
A remortgage is simply replacing your existing mortgage with a new one, either with your current lender or a different one, depending on what suits your circumstances.
How We Can Help
- Reviewing your existing mortgage and financial objectives.
- Assessing your current affordability and borrowing requirements.
- Searching a wide range of UK lenders.
- Comparing fixed-rate, tracker and variable-rate products.
- Explaining fees, incentives and potential costs.
- Advising whether staying with your lender or switching may be appropriate.
- Managing your application from start to finish.
- Keeping you updated throughout the process.
Why Choose Us?
Whole of Market
We search a wide range of UK mortgage lenders rather than recommending the same solution to every client.
Personal & Friendly
Advice tailored to your individual circumstances, with clear communication and no unnecessary jargon.
Support Throughout
From your initial enquiry through to completion, and ongoing assistance afterwards.
Reasons to Remortgage
Your Deal Is Ending
Avoid moving onto a higher Standard Variable Rate by reviewing your options before your current deal ends.
Raise Funds
For home improvements, an extension, or consolidating existing debts where appropriate.
Changed Circumstances
Income changes, becoming self-employed, a growing family, or your property increasing in value.
A Good Time to Review Your Protection Too
A remortgage is a natural point to check your protection is still right for you. We can also advise on Life Insurance, Critical Illness Cover, Income Protection, Buildings Insurance and Contents Insurance alongside your remortgage.
Our Service Includes
- Searching a wide range of UK lenders.
- Identifying lenders whose criteria may suit your circumstances.
- Explaining the mortgage process in straightforward language.
- Managing your application from start to finish.
- Working closely with housing associations, solicitors and lenders to help keep your purchase progressing smoothly.